Helping successful people look forward to promising futures

We serve a wide range of clients, but what they all share is a drive to be the best at what they do. We are here to serve them by helping bring clarity and order to their financial lives and offer sound resolutions to the complex issues that wealth can raise – so our clients can continue on with their highly successful pursuits.

INDIVIDUALS & FAMILIES

A financial partner for affluent individuals and families

We are prepared to serve as your financial advisors for life, handling all matters related to managing and preserving your wealth, and building your legacy – so you are free to focus on the people and priorities in your life that matter to you most.

We help affluent families address the many financial matters they face, such as balancing the needs of today with the goals of the future. There are college educations to be planned for and insurance plans to be made for protecting your family from the unexpected. Whatever the need, we’ll be here for you as your family builds, grows and evolves into future generations.

Many times, we find that family wealth is concentrated in a single stock, received through inheritance or a successful business career. We have strategies designed to help hedge, monetize, diversify or transfer, while mitigating tax implications.

Another risk to wealth is the erosion of investment gains due to taxes. Our knowledge of tax-advantaged investments and the tax impact of individual transactions can help you keep more of what you earn.

In addition, many of our clients are highly interested in leaving a legacy. We can help you create a charitable giving plan that not only helps the organizations you’re passionate about, but also has the potential to generate personal tax benefits and further your overall wealth management plan.

 

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

PHYSICIANS

Helping physicians capitalize on successful medical careers

We serve physicians and surgeons who often are self-employed and building a practice that generates significant income. They realize the prudence of having a well-designed financial plan not only for addressing short-term needs today, but looking long term to their own retirement.

We understand the many important financial matters physicians must address, including protecting assets from liability risk, tax planning, managing cash flow, mitigating the effects of payment cutbacks from Medicare and insurance companies, managing education debt, valuating a firm or practice for purchase or sale and, ultimately, achieving financial independence.

We can help you not only manage and preserve your investments, but also mitigate your tax burden and address important financial matters, including estate planning, generational wealth transfer and your charitable giving objectives.

LAWYERS

Helping lawyers manage the rewards of a successful practice

We understand the long hours you put into establishing and running a successful law practice. You spend your days with clients and their families addressing their legal concerns – you shouldn’t also have to worry about managing your money. Yet it is imperative to make smart financial decisions.

Your unique requirements may include protecting assets from liability, tax planning, managing cash flow, managing education debt, valuating your practice for purchase or sale and, ultimately, achieving financial independence.

You can rely on us to provide high-level expertise and advice for your personal financial matters and the needs of your practice. We can serve as your trusted partner to help manage your investments and mitigate your tax burden, while also addressing key issues such as estate planning, generational wealth transfer and your philanthropic efforts.

BUSINESS OWNERS

Helping business owners build on their visions

We admire business owners for their vision, commitment and strong work ethic and understand the challenges they face in building and running a successful business. Working with you, we’ll take the time to understand your goals and help you address a wide variety of important financial matters, including asset preservation, cash management, tax planning, employee retention, insurance, financing and succession planning. We know you devote long hours to your business, and likely do not have the time to devote to the crucial financial matters that must be addressed. Your personal wealth is intertwined with your business, and you need to have a solid exit plan in place for the eventual transfer of wealth to fund your retirement. We stand ready to serve as your single, trusted source for financial advice and guidance, so you can fully focus on what you do best – building on your business success.

CORPORATE EXECUTIVES

Specialized financial guidance for corporate executives

As a corporate executive, you know firsthand that planning is at the heart of running a successful company. The same is true for your own future. However, between the demands of your position and the complex nature of your personal financial matters, planning for your own future can be challenging. For instance, there are often unique risks to address, such as having highly concentrated stock positions.

Our comprehensive wealth management process involves evaluating your individual circumstances and customizing strategies for issues such as investment management, estate planning, trust services and philanthropic strategies.

We can help you with many different executive transactions, including stock option planning, cashless stock option exercises, rule 144 executions, 10b5-1 sales plans and hedging and monetization for concentrated equity positions. In addition, we can assist with corporate solutions such as share repurchase programs, corporate cash management, executive benefit platforms and retirement programs.

Our goal is to help you derive the full benefit of your successful career, while adhering to regulatory guidelines and mitigating your tax burden.

ENDOWMENTS & FOUNDATIONS

Helping endowments and foundations fulfill worthwhile missions

Endowment and foundations count on us for experienced financial guidance so they can focus on the good they do. We employ a conservative investment approach to pursue their goals for growth and asset preservation. We also help them have a clearly defined plan, beginning with an Investment Policy Statement to help ensure continuity in decision-making even as committee members and fiduciaries change.

Going beyond investment management, we also address other important needs, such as cash flow management, risk management and tax liability. We often collaborate with their directors, board members and other professional advisors such as trustees, attorneys and CPAs. Lastly, we help them monitor expenses and adhere to a fiduciary standard of care.

DIVORCEES

Bringing clarity to the financial complexities of divorce

A divorce affects you not only emotionally, but financially as well. Whether you are divorced or in the process of getting divorced, we can help to identify and plan for the financial consequences of dividing shared assets and managing taxes – so you’ll have an opportunity to move forward with your life.

Like other significant events in life, divorce requires careful planning. If you or your ex-spouse owns a business or professional practice, the value of this enterprise could become a point of contention. What’s more, you may want to keep your house for the sake of continuity. But what must be considered is whether you will be able to still afford to live there after the marriage is dissolved.

With property, as well as with stocks and other taxable investments accumulated over the years, it is crucial to consider cost basis – not just the current market value. If you have children, it is important to determine both your income level and future needs before you start negotiations for child support or alimony.

We can help you and your divorce attorney have a clear picture of your financial situation, an important factor in reaching an eventual settlement with your ex-spouse.